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AP8 payment methods and withdrawals

Every channel AP8 supports in Malaysia, with limits, fees and payout timings.

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Deposit from From about RM20 (RM50 on some bank-transfer channels)  ·  Withdrawals Usually within 24 hours; up to 48 hours around a first KYC check  ·  Welcome bonus up to RM888 plus RM30 free credit*

AP8 pays out to Malaysian bank accounts, e-wallets and crypto wallets held in your own name: withdrawals start at RM50, the daily ceiling is around RM50,000, and approved requests are usually settled within 24 hours - up to 48 hours around the first KYC check.

Payments and payouts at AP8

Withdrawal limits and timings

RouteMinimumTypical timeCeiling
Malaysian bank accountRM501-3 working daysAbout RM50,000 daily
Touch 'n Go eWallet / Boost / GrabPayRM5015-60 minutesYour wallet ceiling
Crypto (USDT, BTC, ETH)RM50 equivalentAbout 30 minutesAbout RM50,000 daily
First payout after KYCRM50Up to 48 hoursSame ceilings

Payment methods

FPX online banking / DuitNow (Maybank2u, CIMB Clicks, Public Bank)

Typebank_transfer
MinimumFrom about RM20 deposit; RM50 withdrawal
MaximumYour bank's own online-banking ceiling; AP8 shows a daily withdrawal ceiling around RM50,000
Deposit feeNone charged by AP8
Withdrawal feeNone charged by AP8
Processing timeDeposits credited within minutes; withdrawals usually inside 24 hours

Step by step

  1. Open the AP8 cashier, choose FPX / DuitNow and pick your bank.
  2. Log in to your banking app and approve the transfer for the exact amount shown.
  3. The balance appears in your AP8 wallet within minutes on a normal banking day.

E-wallets (Touch 'n Go eWallet, Boost, GrabPay)

Typeewallet
MinimumFrom about RM20 deposit; RM50 withdrawal
MaximumCapped by your e-wallet limit, commonly RM5,000 to RM20,000 for a verified wallet
Deposit feeNone charged by AP8
Withdrawal feeNone charged by AP8
Processing timeDeposits are near-instant; e-wallet withdrawals typically 15-60 minutes once approved

Step by step

  1. Pick the e-wallet in the AP8 cashier and enter the amount.
  2. Scan the QR code or confirm the payment inside the wallet app.
  3. Keep the wallet name identical to your AP8 account name, or the payout can be held.

Visa / Mastercard credit and debit cards

Typecard
MinimumFrom about RM20
MaximumYour card issuer's limit
Deposit feeNone charged by AP8; your issuer may treat it as a cash advance
Withdrawal feeCard payouts are not always offered - AP8 usually returns funds to a bank account
Processing timeAuthorisation takes roughly 2-5 minutes

Step by step

  1. Choose card payment in the cashier and enter the card details.
  2. Approve the 3-D Secure prompt from your bank.
  3. If the card is declined, switch to FPX or an e-wallet instead of retrying.

Crypto (USDT, Bitcoin, Ethereum)

Typecrypto
MinimumSet by the network and the current rate, commonly the RM20-RM50 equivalent
MaximumNo fixed ceiling beyond the daily withdrawal ceiling around RM50,000
Deposit feeNone from AP8; the blockchain network fee still applies
Withdrawal feeNone from AP8; network fee applies
Processing timeCredited after a few network confirmations, normally under 30 minutes

Step by step

  1. Select the coin and network in the cashier and copy the deposit address exactly.
  2. Send from your own wallet or exchange - third-party transfers are refused at KYC.
  3. Wait for the confirmations shown on screen before the balance updates.

Frequently asked questions

How long does an AP8 withdrawal take?
Usually inside 24 hours once approved. E-wallet payouts often land in 15-60 minutes, while a bank transfer can take 1-3 working days to appear.
What is the minimum withdrawal at AP8?
RM50 on most channels, with RM100 on some routes. The daily ceiling sits around RM50,000.
Does AP8 charge a withdrawal fee?
No fee from AP8. Crypto payouts still carry the blockchain network fee, and your bank may apply its own inbound charge.

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